Are You Eligible For Marriage Allowance?

Are you eligible for Marriage Allowance? Transferring part of your personal tax free allowance to your husband, wife or civil partner could reduce their annual tax bill by up to £250.

Margaret was part time employed and earning less than her Personal Allowance (the amount one can normally earn tax-free each tax year). Her husband John was fully employed, earning more than his personal allowance, and paying tax at the basic rate of 20%.

Claiming Marriage Allowance enabled Margaret to transfer £1,250 of her Personal Allowance to John. His personal tax free allowance increased from £12,500 to £13,750 and the amount of tax he would normally pay in the next tax year was reduced by £250. Margaret was able to backdate her claim to include all eligible tax years since 5 April 2015, which meant that the couple gained a handy tax windfall.

Are you eligible for Marriage Allowance like Margaret and John? You may be able to claim this tax allowance if you’re married or in a civil partnership. One of you needs to be a non-taxpayer, the other partner needs to be a basic 20% rate taxpayer on earnings between £12,501 and £50,000.


Claiming Marriage Allowance is straightforward and you’ll find more information on the HMRC website. Payments can only be backdated by up to four tax years, so your application for 2015/16 needs to be submitted by 5 April 2020.

© 2020 Paul J Lockey

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